[DESCRIPTION: Prudential Logo. An animation.]

[AUDIO:]
>> [Music] When planning for retirement, there are lots of decisions to be made.

We are here to help explain it to you, in short.

Let's talk out one of the most important steps you can take, joining your retirement plan.

One of the best ways to save more is to start saving sooner.

And if you feel like you were late to the game, no worries.

Getting started late is better than not at all.

Plus, your retirement plan makes it easy to save and choose from a broad range of investment options.

[DESCRIPTION: On screen text. Plan rules vary.]

[AUDIO:]
And, there are tax advantages.

Joining the plan couldn't be easier.

Go online, pick the plan and follow the prompts.

If preferred, you also have the option to enroll in Spanish.

While enrolling, you may have the option to choose the amount you want to save from each paycheck, or a contribution rate may be suggested for your consideration.

Of course, you can change these at any time.

[DESCRIPTION: On a cell phone, a contribution rate is changed from 7 to 11 percent.]

[AUDIO:]
After that, you'll pick your investments.

We have tools to help with that, if you need it.

And just like your contributions, you can change these at any time.

[DESCRIPTION: Option 3 is chosen out of Investment Options 1 through 3.]

[AUDIO:]
Review what you've done and click submit.

That's it.

You now have a plan for retirement.

Don't forget to check your account regularly to ensure you are on track to reach your retirement goals, it's easy to do with our mobile app.

Also, you can log in to your account for access to more educational tools and financial wellness resources.

[Music].

[DESCRIPTION: A Q R Code in the center of the screen. Prudential Logo. On screen text. Download the Prudential Retirement app at prudential dot com slash app. This material is intended to provide information only. This material is not intended as advice or recommendation about investing or managing your retirement savings. By sharing this information, Prudential Retirement is not acting as your fiduciary as defined by the Department of Labor or otherwise. If you need investment advice, please consult with a qualified professional. Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company (P R I A C), Hartford, Connecticut or its affiliates. P R I A C is a Prudential Financial company. Copyright 2021 Prudential Financial, Incorporated and its related entities. Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Incorporated, and its related entities, registered in many jurisdictions worldwide. 1051635-00001-00. NOT01_VI_RE100_01.]