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>> When planning for retirement, there are lots of decisions to be made.

We're here to help explain it to you in short.

Let's talk market volatility.

What is market volatility?

This is when the market moves up and down all wild and unexpected.

[DESCRIPTION: An animation. A hilly roller coaster.]

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When this happens, your first instinct may be to bail, but should you?

Instead, stay calm and focused on your long-term goals.

Historically, the market has always corrected itself in time.

Here's what we mean.

Check out Sarah, who sticks to her plan and Chris, who gets nervous and jumps out of the market.

[DESCRIPTION: Both start at the same place at the top of the roller coaster. Sarah's coaster car rolls down the hill, then back up. Chris' car stalls before the first drop.]

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He misses the big drop, but he also misses the recovery and possible profits.

If Chris had ridden it out, like Sarah, he could have a better ride in the long run.

[DESCRIPTION: Sarah's car levels out at the top.]

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Market volatility is a fact of life.

Remember to focus on the long-term and keep your emotions in check.

It's the best way to stay headed in the right direction.

Make sure your retirement stays on track.

Download the retirement app today.

[DESCRIPTION: www dot prudential dot com forward slash app.]

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You can also get directions, or help, from an experienced retirement professional online.

[DESCRIPTION: Prudential Logo. On screen text. Log in to your account at retirement dot prudential dot com. This material is intended to provide information only. This material is not intended as advice or recommendation about investing or managing your retirement savings. By sharing this information, Prudential Retirement is not acting as your fiduciary as defined by the Department of Labor or otherwise. If you need investment advice, please consult with a qualified professional. All investing involves various risks including the possible loss of principal. It is possible to lose money by investing in securities. Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company (P R I A C), Hartford, Connecticut or its affiliates. P R I A C is a Prudential Financial company. Copyright 2021 Prudential Financial, Incorporated and its related entities. Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Incorporated, and its related entities, registered in many jurisdictions worldwide. 1050217-00001-00. NOT01_VI_RE99_01.]